Positive behaviors that appear to be now entrenched include saving more in 401(k) plans, paying down debt and taking greater care to invest wisely.

NPR: Financial Discipline Grows 5 Years After Crisis

The subcommittee recommends an examination of how competition can be increased in a ratings business, a challenging task with the Big Three so firmly entrenched in the investment and regulatory community.

FORBES: House Report Slams Corzine For MF Global Failure, Says Regulators Also Erred

But editor Sue Butler says it will be expanded to ''entrenched prejudice against women'' in the next edition.

BBC: Asia